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Housing Division

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What We Do

The Housing Department coordinates efforts to meet the housing needs of low, moderate, and middle-income residents through initiatives that create and preserve affordable housing, especially for families with children, and offers access to affordable housing. The Housing Department oversees the use of Trust funds and works with affordable housing developers to leverage this funding with resources from other public and private funders. The Department also works with partners to ensure new affordable housing reflects the City’s commitment to high quality, environmentally sustainable design and construction, and creates valuable resources for future residents and the community.

To Learn More about Affordable Housing in Cambridge

  • UPDATE:  Join a virtual information session to learn more about the City's rental and homeownership programs. The schedule of upcoming sessions and links to register via Zoom can be found here. 
  • UPDATE: Use the Housing Program Eligibility Tool to check which City of Cambridge housing programs you may be eligible for based on your annual income and household size. 
  • The Housing Department completed a review of the terms of the City's affordable homeownership programs. You can learn more about the process here. 
  • Search this web site by selecting one of the sections below. There are pages of information on this website, including program guidelines, application forms, Frequently Asked Questions, contact names, and more.
  • If you have additional questions please click on this email address housing@cambridgema.gov and send your questions to the Housing Department. Or you may call the Housing Department at 617/349-4622.
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    For Applicants

    Are you looking for housing in Cambridge? The Housing Department offers a variety of rental and ownership programs, as well as information on other housing providers in Cambridge.

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    Housing Development

    The City of Cambridge works with non-profit partners and the Cambridge Housing Authority to acquire, develop and preserve affordable housing throughout the City.

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    For Homebuyers

    If you are considering buying a home, the Housing Department can help. We offer a free First-Time Homebuyer class, as well as classes such as Credit to help you get ready to purchase. There are also financial programs to help income-eligible buyers with a downpayment and more.

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    Cambridge Affordable Housing Trust

    The Cambridge Affordable Housing Trust is a nine-member board whose mission is to expand and protect affordable housing opportunities in Cambridge. Acting as both a policy advisory board and a loan committee, Trust members bring expertise in a wide range of housing-related fields.